Frequently Asked Questions
- What is ERC Health?
- Why did ERC develop this program?
- Is this a one-size fits all program?
- What makes ERC Health different?
- What about ERC Health's premium rates?
- How successful has the program been?
- How does a company find out about ERC Health?
What is ERC Health?
ERC Health is a health insurance program designed for employers with a minimum of 51 benefit eligible employees. The program is sponsored by ERC and underwritten by Anthem Blue Cross and Blue Shield.
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Why did ERC develop this program?
ERC Health was developed as a response to the middle market's need for a better health insurance solution - a group-pooled product, with consistently low rates, supported by excellent service and underwritten by a national carrier like Anthem Blue Cross and Blue Shield.
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Is this a one-size fits all program?
We have over 40 plan designs to choose from, and can match just about any program an employer currently has in place today. HSA and HRA options are also available.
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What makes ERC Health different?
In addition to great rates, ERC Health offers qualifying organizations:
- FREE Fitness Club Memberships
- On-site Wellness Coaching
- Integrated Health Management
- Pharmacy Benefit Management
- Advantage of a preferred risk pool
- Multiple Plan Design Options
- Access to all major hospital systems
What about ERC Health's premium rates?
The ERC Health program offers great, initial low rates but our emphasis is really on keeping those rates low for the long term. The program emphasizes the integration of plan designs and health management initiatives to provide a great opportunity for employers to have real control over health care costs.
How successful has the program been?
We are delighted with the results. It is one of the fastest growing health insurance programs for area employers and our rate renewals have been considerably lower than the local and national averages. In fact, in the past few years, the majority of our participating organizations received single digit rate renewals, while some received significant rate reductions!
How does an organization find out about ERC Health?
They can simply give us a call at 877/696-3636 or email help@erchealth.com. If your company employs a minimum of 51 benefit eligible employees, and you are looking for a program that provides consistent low rates, great plan features and terrific service give ERC Health a call.