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Common Questions
What is ERC Health?
ERC Health is a health insurance program designed for employers with a minimum of 51 benefit eligible employees. The program is sponsored
by ERC and underwritten by Anthem Blue Cross and Blue Shield.
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Why did ERC develop this
program?
ERC Health was developed as a response
to the middle market's need for a better health insurance solution
- a group-pooled product, with consistently low
rates, supported by excellent service and underwritten by
a national carrier like Anthem Blue Cross and Blue Shield.
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Is this a one-size fits
all program?
We have over 40 plan designs to choose from, and can match
just about any program an employer currently has in place
today. HSA and HRA options are also available.
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What makes ERC Health
different?
In addition to great rates, ERC Health offers qualifying
organizations:
- Market Beating Group Rates
- Integrated Health Management
- Preferred Risk Pool
- Multiple Plan Designs
- On-site Wellness Coaching
- Access to all Major Hospital Systems
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What about ERC Health's
premium rates?
The ERC Health program offers great, initial low rates
but our emphasis is really on keeping those rates low for
the long term. The program emphasizes the integration of plan designs and health management initiatives to provide a great opportunity for employers to have
real control over health care costs.
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How successful has the
program been?
We are delighted with the results. It is one of the fastest
growing health insurance programs for area employers and our
rate renewals have been considerably lower than the local
and national averages. In fact, in the past few years, the majority of
our participating organizations received single digit rate
renewals, while some received significant rate reductions!
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How does an organization find
out about ERC Health?
They can simply give us a call at 877/696-3636 or email help@erchealth.com. If your company employs a minimum of 51 benefit eligible employees, and you
are looking for a program that provides consistent low rates, great
plan features and terrific service give ERC Health a call.
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