About ERC Health

Why did ERC choose UnitedHealthcare for the ERC Health small business program?

ERC chose UnitedHealthcare because UnitedHealthcare:

• Is a market leader with a strong local presence and
  national coverage.
• Provides access to all Northeast Ohio health systems.
• Focuses on health education, wellness, and consumer
  driven plans.
• Has a reputation for excellent service and claims management.
• Is committed to Northeast Ohio.

Are there any geographic limitations to enrolling in ERC Health?

The ERC Health small business program for companies with 2 to 50 employees can be accessed throughout the 22 counties that make up Northeast Ohio.

Is this a one size fits all program?

Not at all. We have multiple plan designs to choose from, and can match just about any program an employer currently has in place today. Of course, HSA and HRA options are also available.

What makes ERC Health's small group plan different?

ERC Health is designed for small business for 2 to 50 employees. In addition to great rates, ERC Health for Northeast Ohio businesses with 2 to 50 employees offers:

• Coverage to all major Northeast Ohio health systems.
• Local and national coverage through UnitedHealthcare.
• Access to ERC's online suite of HR resources.

What about ERC Health's premium rates?

The ERC Health program offers great initial low rates but our emphasis is really on keeping those rates low for the long term. The program's plan designs and wellness features provide a great opportunity for employers to have real control over health care costs.

Can my broker receive a rate quotation from ERC Health?

Only if your broker is a representative of the ERC Health small business program.

How do I find out more about ERC and ERC membership?

Check us out at www.ercnet.org to learn more about ERC and ERC membership. For a quick reference guide about our ERC Health small business membership options click here.

Do I need to be a member of ERC to receive a quotation from ERC Health?

Not at all. Receiving a quotation on ERC Health is free and there are absolutely no obligations. If you choose to participate in ERC Health you will need to become and remain a member of ERC.

When is my renewal?

ERC Health has a common renewal date of July 1st for the small business program and for the ERC Health 51+ program.

When will I find out about our premium renewal amount?

You will be informed about your ERC Health rate renewal by May 15th of each year.

What do I do if I want to modify or expand our program upon renewal?

Discuss your desired plan changes with your broker.

If I have questions about ERC Health, whom do I contact?

Most questions about your program can be answered by the insurance carrier or your broker. Questions about ERC may be directed to ERC at ercalliance@erchealth.com or call 866-438-3314.

How does my organization obtain a quote?

To obtain a quote from ERC Health, please call 866/438-3314 or email ercalliance@erchealth.com.