Take Back Control of Health Insurance Costs with ERChealth
ERChealth, underwritten by Anthem Blue Cross Blue Shield, is a unique health insurance program designed for Ohio organizations that want to be proactive about controlling health insurance costs.
- Rates and renewals consistently below market trend
- Earn renewal credits by participating in wellness programs
- Coverage for annual exams, employee screenings, and personal physician networks
- Rewards program to incentivize employees to make healthy improvements in their lives
- Dedicated wellness consultants for employees
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Strategies for Minimizing Health Insurance Costs & Maximizing Employee Benefits
ERChealth by the Numbers
ERChealth clients are wellness-minded, and by leveraging our strength as a whole, we can offer better services and benefits, more affordably, than any one group can. That’s why year after year, ERChealth premium rates and renewal costs are significantly below the market average.
75% of clients in ERChealth receive single digit renewals over 20+ years
ERChealth has averaged 90% retention each year
Renewal discounts and rewards based on employee participation
What is a Preferred Risk Pool?
In health insurance, a risk pool is a group of individuals whose medical costs are combined to calculate premiums.
With most health insurance plans, you’re lumped in with average and poor-performing employers, and as a result, your health insurance premiums can increase significantly. In fact, your healthy workforce may be offsetting the costs of less healthy organizations.
With ERChealth, you gain more control over costs as a result of a preferred risk pool. You’re grouped with select employers, resulting in more predictable and stable premiums. In addition, you can participate in health and wellness programs to earn renewal credits to directly reduce your premiums.
Why Choose ERChealth?
Hear what some current ERChealth members have to say.
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We have been ERChealth members for nearly 15 years. We continue coming back year after year because ERChealth members can earn between 2% to 5% off their renewal. So, if let’s say, we have a 10% renewal, we earn the 5% credit by participating in certain required programs. We would only have a 5% renewal because they would credit us back that 5% that we earned through the programs. On average, we historically have earned at least a 3% credit.
Monica Brown | Vice President, Human Resources, Building Operations & Guest Services
The Cleveland Foundation, 93 employees
Members since 2005 -
If you want to attract talent and retain talent, you have got to work with ERChealth. It’s just that simple. If you want a healthy workforce, if you want people happy to do their jobs, you have to work with ERChealth.
Chuck Mullen | Chairman
Apple Growth Partners, 115 employees
Members since 2011 -
They’ve [ERChealth] been great to work with, very transparent on what they provide as far as information on your claims. They do a great job with different size companies with their stop-losses and they really help you manage the cost of health insurance.
Don Murphy | VP of Human Resources
St. Edward High School, 94 employees
Members since 2013
